When you subscribe to a mutual health insurance at Lovys, you are engaged for a period of one year.  

You can terminate your Lovys mutual health insurance on the anniversary date of your contract with two months' notice. An evolution is to be expected at the end of 2020 with the possibility to terminate your contract with the Hamon law ? 

Note that you can terminate your mutual health insurance at any time, if your situation changes and allows you to benefit from an early termination. 

For example, if you find a job with a "group" mutual insurance company, if you move abroad, if you get married/divorced or if you have children... you will be able to terminate your health insurance. 

This change in personal or professional situation must necessarily modify the level of risks covered by the mutual health insurance. 

To cancel your mutual health insurance, you must attach a document attesting to the change in your situation. 

As of the change in your situation, you have three months to send your request to cancel your mutual health insurance, by registered mail with acknowledgement of receipt, to Lovys, 5 Rue Pleyel, 93200 Saint Denis.