We debit the first monthly payment from your mutual insurance company on the day of your subscription, even if the start date of the cover is in the future. This serves to validate the subscription. The second monthly payment is debited at the beginning of the second month of the contract. 

For example, let's imagine that you subscribe to a Lovys Health mutual insurance company on December 5th and that the effective date of your cover is January 3rd. 

  • The first payment will therefore be made on the day of your subscription, i.e. 5 December. 
  • On 3 January, you will not have any deductions. 
  • The second drawdown will take place on 3 February.