The franchise at Lovys is 100% customizable and 100% transparent! In short, you know what you are paying for. Why ? Because it is adjustable according to your needs.


Once you have chosen your preferred guarantee formula in step 4 of the estimate, you can modify your deductible: 



If you direct the cursor to a low deductible, your monthly premium will increase (because in the event of a claim, your compensation will be higher). Conversely, if the cursor is placed on a high deductible, the amount of your monthly premium will drop (because in the event of a claim, your compensation will be less).


Note ? Glass breakage and theft and fire deductibles cannot be separated: you can therefore choose low, medium or high deductibles.