Third party liability is a compulsory insurance. It covers any damage you may cause to others. 

 

Our home insurance policy includes civil liability. We therefore guarantee you compensation for damages that engage your responsibility outside of any situation excluded in the general terms and conditions. 

 

For example, you take out our home insurance policy and a few months later you break your best friend Julie's computer... Don't panic! Thanks to the civil liability included in your home insurance contract, we will take care of the damage caused to the other person. Only the deductible remains at your expense.