Civil liability is compulsory. It is a guarantee that covers any damage you may cause to others.


Our home insurance contract includes civil liability. We therefore guarantee you compensation for damages which engage your liability outside of any situation excluded from the general conditions.


For example, you take out our home insurance policy and a few months later you break your best friend Julie's computer at her home… Don't panic! Thanks to the civil liability included in your home insurance contract, we will cover the damage caused to the other person. Only the excess remains your responsibility if the general conditions are met.