No matter which package you choose, Lovys pet insurance guarantees you the following:
- For accidents: 48 hours after the start date of your contract
- For sickness: on the condition that the first signs of illness appeared 45 days after the start date of the coverage
- For surgical operations: following an accident, without delay, as long as the accident which caused it took place 45 days after the start of the contract
- For surgical operations: following an illness, after a delay of 4 months beginning at the start date of the contract, but only as long as the first signs of the illness took place 45 days after the start of the contract
The guarantee options "Burial - Death", "Loss and Theft", "Therapeutic feeding" and "Civil responsibility" are available 3 months after the start date of the contract.