Car insurance

What is the CRM (reduction-malus coefficient) or bonus-malus?
The no-claims bonus is a legal indicator common to all insurers that allows the car insurance premium to be adapted to the driving behaviour of the policyho...
Tue, 17 Mar, 2020 at 12:32 PM
How is the CRM (reduction-malus coefficient) or bonus-malus calculated?
The bonus-malus is a coefficient between 0.50 (maximum bonus) and 3.50 (maximum malus). To calculate this coefficient, your insurer takes into account your...
Tue, 17 Mar, 2020 at 12:53 PM
Which claims are taken into account in the calculation of the no-claims bonus?
In general, in order for a claim to be taken into account in the calculation of the no-claims bonus, it must involve the insured's share of responsibil...
Tue, 17 Mar, 2020 at 1:02 PM
How can I know my CRM or bonus-malus?
You can find your bonus-malus :  by consulting your last expiration notice; by requesting your information statement from your insurer.  Following yo...
Tue, 17 Mar, 2020 at 1:34 PM
What is the deductible?
The deductible is the amount that remains to be paid by you after a claim covered by your auto insurance policy has been activated. Its purpose is to make ...
Tue, 17 Mar, 2020 at 1:47 PM
What information is essential for my online car registration application?
To apply for a car registration certificate online, you need :  the registration number of your car; the transfer code provided by the vehicle owner o...
Tue, 17 Mar, 2020 at 1:54 PM
If I move to a new address do I have to change my vehicle registration document or registration number?
If you move, you have one month to change the address on your vehicle registration document (now called the registration certificate). If you are the ca...
Tue, 17 Mar, 2020 at 2:09 PM
What is the 0 km Breakdown Assistance option?
The 0 km Breakdown Assistance option is an optional cover that allows you to cancel the 50 km kilometre deductible that is normally applied in the event of ...
Tue, 17 Mar, 2020 at 2:13 PM
Is vehicle assistance included in all Lovys car insurance packages?
Vehicle assistance is included in all our car insurance packages: In the event of an accident, you have 0 km assistance. No kilometre excess is applied. ...
Tue, 17 Mar, 2020 at 2:23 PM
Is glass breakage covered?
The Breakage of Glass Coverage is included in the Auto Tiers + and All Risks packages.  This coverage covers the reimbursement of your expenses incurred fo...
Tue, 17 Mar, 2020 at 2:30 PM