Your monthly payment varies according to the risk associated with the protected property. The lower the risk, the lower your monthly payment. 


One of the things that has a concrete influence on the cost of your subscription is, among other things: 


  • The value and location of the protected property  


  • Your deductible : the higher the deductible you choose, the lower the risk you evaluate your risk, which translates into a lower monthly payment. 



We understand that you need 100% transparent insurance. With Lovys, you change your monthly payment and select the options you need while keeping your budget under control, in complete transparency.