The deductible is the amount that remains at your expense in the event of a claim. 


For example, you have chosen an excess of €150. Unfortunately, you have a claim with a bill of 500€. We will pay the €500 minus the amount of your deductible, i.e. a total of €350 (= €500 - €150).  


During the trip, you are the one who adjusts the amount of your deductible. Thus, the amount of your monthly payment varies according to your choice of franchise.


The higher the deductible you choose, the lower your monthly payment will be.